Refund Policy

PMA Science LLC — Refund Policy

Effective Date: May 2026
Last Updated: May 2026

Refund Policy

PMA Science LLC and PMA Science University® aim to provide high-quality educational, digital, wellness, productivity, and personal-development products and services.

This Refund Policy explains how refunds, cancellations, subscriptions, and digital purchases are handled across PMA Science LLC platforms and applications.

This Refund Policy applies to:

  • PMA Daily Reset
  • PMA Stoic: Thought Reframe
  • Epoch
  • PMA Science University®
  • Digital products and downloads
  • Courses and memberships
  • Mobile applications
  • Books and educational materials
  • Future PMA Science LLC services and products
  1. Company Information

PMA Science LLC
Operating Brand: PMA Science University®

Website: https://pmascience.com
Support Email: su*****@********ce.com

  1. Digital Products and Downloads

Due to the nature of digital products, many purchases become immediately accessible after payment.

Digital products may include:

  • eBooks
  • PDFs
  • Journals
  • Digital planners
  • Templates
  • Audio products
  • Educational downloads
  • App-based content
  • Courses and learning materials

Unless otherwise required by law, digital purchases are generally non-refundable once:

  • Download access has been granted
  • Streaming access has started
  • Course access has been activated
  • Digital content has been delivered

Exceptions may be considered in cases involving:

  • Duplicate purchases
  • Technical delivery failures
  • Unauthorized transactions
  • Billing errors

Requests are reviewed individually.

  1. Mobile Applications and App Store Purchases

Purchases made through:

  • Apple App Store
  • Google Play

are subject to the refund policies and billing systems of those platforms.

PMA Science LLC does not directly control app-store billing systems.

Users requesting refunds for app-store purchases should contact:

  • Apple Support
  • Google Play Support

where applicable.

  1. Subscriptions

Some PMA Science LLC services may offer:

  • Monthly subscriptions
  • Annual memberships
  • Premium app features
  • Educational memberships
  • Digital wellness programs

Subscriptions automatically renew unless canceled before the renewal date.

Users are responsible for managing subscriptions through:

  • Apple App Store account settings
  • Google Play account settings
  • PMA Science account settings where applicable

Cancellation stops future billing but generally does not retroactively refund prior billing periods unless required by law.

  1. Courses and Educational Programs

Refund eligibility for courses or educational programs may vary depending on:

  • Course type
  • Access status
  • Downloaded materials
  • Time since purchase
  • Promotional pricing
  • Live or recorded format

If a refund policy differs for a specific course or program, that policy will take precedence.

  1. Physical Products

If PMA Science LLC offers physical products such as:

  • Printed books
  • Journals
  • Merchandise
  • Educational materials

refund requests may be accepted for:

  • Damaged items
  • Incorrect shipments
  • Defective products

Requests should generally be submitted within 14 days of delivery.

Users may be responsible for return shipping unless otherwise required by law.

  1. Promotional Offers and Discounts

Promotional sales, discounted offers, limited-time products, and special campaigns may have different refund eligibility rules.

Specific promotional terms may apply where stated.

  1. Chargebacks and Payment Disputes

Users are encouraged to contact PMA Science LLC before initiating payment disputes or chargebacks.

Fraudulent chargebacks or abuse of refund systems may result in:

  • Suspension of services
  • Account termination
  • Revocation of digital access
  • Restrictions on future purchases
  1. European Union / EEA Consumer Rights

Users located in the European Economic Area (EEA), Norway, United Kingdom, or similar jurisdictions may have additional consumer rights under applicable law.

For digital products, users may acknowledge that:

  • Immediate access to digital content may begin before the withdrawal period ends
  • Certain digital purchases may therefore become non-refundable once access is granted

Nothing in this policy limits mandatory consumer rights available under applicable law.

  1. Refund Request Process

To request assistance regarding a purchase, users may contact:

su*****@********ce.com

Please include:

  • Full name
  • Order information
  • Transaction date
  • Product or service purchased
  • Reason for request

We aim to review requests reasonably and professionally.

  1. Processing Times

Approved refunds may take several business days depending on:

  • Payment processor
  • Bank processing times
  • App-store systems
  • International transaction handling

PMA Science LLC is not responsible for delays caused by third-party financial institutions.

  1. Policy Updates

PMA Science LLC may update this Refund Policy periodically.

Updated versions become effective upon posting.

Continued use of PMA Science LLC services after updates constitutes acceptance of revised terms.

  1. Contact Information

PMA Science LLC
PMA Science University®

Website: https://pmascience.com
Support Email: su*****@********ce.com

© 2026 PMA Science LLC. All rights reserved.